Current Bank Rates

We offer competitive interest rates and are here to help you make the right investment decisions.

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Checking Accounts

Watch your money grow! Earn interest on your checking account balance.

As of 1/19/2025

TypeAPYInterest RateMinimum Balance
Simply Free Checking.00%.00%–
Advantage 50 Interest Checking0.05%0.05%–
Direct Interest Checking0.05%0.05%–
Preferred Interest Checking

Balances under $1,500 – 0.05%; Balances $1,500 or more – 0.15%

Balances under $1,500 – 0.05%; Balances $1,500 or more – 0.15%

Yes

*Interest rates and Annual Percentage Yield (APY) are subject to change. Fees could reduce earnings. 

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Savings Accounts

Start saving! Whatever your goals, we offer competitive rates to get you there.

As of 1/19/2025

ProductAPYInterest RateMinimum Balance
Select Money MarketBalances under $25,000 – 0.05%; Balances $25,000 to $99,999 – 0.20%; Balances of $100,000 or more – 0.40%Balances under $25,000 – 0.05%; Balances $25,000 to $99,999 – 0.20%; Balances of $100,000 or more – 0.40%Yes
Statement SavingsBalances under $25,000 – 0.05%; Balances $25,000 to $49,999- 0.10%; Balances of $50,000 to $99,999- 0.15%;Balances of $100,000 or more- 0.25%Balances under $25,000 – 0.05%; Balances $25,000 to $49,999- 0.10%; Balances of $50,000 to $99,999- 0.15%;Balances of $100,000 or more- 0.25%$100
Health Savings AccountBalances under $25,000 – 0.25%; Balance $25,000 to $49,999- 0.35%; Balances of $50,000 or more 0.50%Balances under $25,000 – 0.25%; Balance $25,000 to $49,999- 0.35%; Balances of $50,000 or more 0.50%;$100
IRA Statement SavingsBalances under $25,000 – 0.05%; Balances $25,000 to $49,999- 0.10%; Balances of $50,000 or $99,999- 0.15%;Balances of $100,000 or more- 0.25%Balances under $25,000 – 0.05%; Balances $25,000 to $49,999- 0.10%; Balances of $50,000 or $99,999- 0.15%;Balances of $100,000 or more- 0.25%$100

*Interest rates and Annual Percentage Yield (APY) are subject to change. Fees could reduce earnings.

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Certificates of Deposit Short-Term Accounts

As of 1/19/2025

ProductAPYInterest RateMinimum Balance
3-Month CD4.58%4.50%$500
6-Month CD0.20%0.20%$500
7-Month CD Special⁺4.32%4.25%$1,000
9-Month CD0.25%0.25%$500

*$500.00 Minimum deposit to open. Early withdrawal penalties may apply.

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Certificates of Deposit Long-Term Accounts

As of 1/19/2025

ProductAPYInterest RateMinimum Balance
1-Year CD0.25%0.25%$500
13-Month CD⁺4.06%4.00%$1,000
18-Month CD**0.30%0.30%$500
2-Year CD0.50%0.50%$500
25-Month CD⁺4.06%4.00%$1,000
30-Month CD0.45%0.45%$500
3-Year CD3.55%3.50%$500
4-Year CD3.55%3.50%$500
5-Year CD0.65%0.65%$500

*$500.00 Minimum deposit to open. Early withdrawal penalties may apply.

**Renewal Term is 18 months for the 18 Month CD.

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