Current Bank Rates

We offer competitive interest rates and are here to help you make the right investment decisions.

Checking Accounts

Watch your money grow! Earn interest on your checking account balance.

As of 7/14/2025

TypeAPYInterest RateMinimum BalanceOpen Account
Simply Free Checking.00%.00%

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Advantage 50 Interest Checking0.05%0.05%

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Direct Interest Checking0.05%0.05%

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Preferred Interest Checking

Balances under $1,500 – 0.05%; Balances $1,500 or more – 0.15%

Balances under $1,500 – 0.05%; Balances $1,500 or more – 0.15%

Yes

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*Interest rates and Annual Percentage Yield (APY) are subject to change. Fees could reduce earnings. 

Savings Accounts

Start saving! Whatever your goals, we offer competitive rates to get you there.

As of 7/14/2025

ProductAPYInterest RateMinimum BalanceOpen Account
Select Money MarketBalances under $25,000 – 0.05%; Balances $25,000 to $99,999 – 0.20%; Balances of $100,000 or more – 0.40%Balances under $25,000 – 0.05%; Balances $25,000 to $99,999 – 0.20%; Balances of $100,000 or more – 0.40%Yes

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Statement SavingsBalances under $25,000 – 0.05%; Balances $25,000 to $49,999- 0.10%; Balances of $50,000 to $99,999- 0.15%;Balances of $100,000 or more- 0.25%Balances under $25,000 – 0.05%; Balances $25,000 to $49,999- 0.10%; Balances of $50,000 to $99,999- 0.15%;Balances of $100,000 or more- 0.25%$100

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Health Savings AccountBalances under $25,000 – 0.25%; Balance $25,000 to $49,999- 0.35%; Balances of $50,000 or more 0.50%Balances under $25,000 – 0.25%; Balance $25,000 to $49,999- 0.35%; Balances of $50,000 or more 0.50%;$100

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IRA Statement SavingsBalances under $25,000 – 0.05%; Balances $25,000 to $49,999- 0.10%; Balances of $50,000 or $99,999- 0.15%;Balances of $100,000 or more- 0.25%Balances under $25,000 – 0.05%; Balances $25,000 to $49,999- 0.10%; Balances of $50,000 or $99,999- 0.15%;Balances of $100,000 or more- 0.25%$100

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*Interest rates and Annual Percentage Yield (APY) are subject to change. Fees could reduce earnings.

Certificates of Deposit Short-Term Accounts

As of 7/14/2025

ProductAPYInterest RateMinimum BalanceOpen Account
3-Month CD4.06%4.00%$500

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6-Month CD0.20%0.20%$500

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7-Month CD Special⁺3.96%3.90%$1,000

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9-Month CD0.25%0.25%$500

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*$500.00 Minimum deposit to open. Early withdrawal penalties may apply.

Certificates of Deposit Long-Term Accounts

As of 7/14/2025

ProductAPYInterest RateMinimum BalanceOpen Account
12-Month CD0.25%0.25%$500

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13-Month CD⁺3.55%3.50%$1,000

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18-Month CD**0.30%0.30%$500

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24-Month CD0.50%0.50%$500

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25-Month CD⁺3.55%3.50%$1,000

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30-Month CD0.45%0.45%$500

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36-Month CD3.29%3.25%$500

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48-Month CD3.29%3.25%$500

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60-Month CD0.65%0.65%$500

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*$500.00 Minimum deposit to open. Early withdrawal penalties may apply.

**Renewal Term is 18 months for the 18 Month CD.