Current Interest Rates

We offer competitive interest rates and are here to help you make the right investment decisions.

Checking Accounts

Watch your money grow! Earn interest on your checking account balance.

As of 2/28/2024

TypeAPYInterest RateMinimum Balance
Simply Free Checking.00%.00%
Advantage 50 Interest Checking0.05%0.05%
Direct Interest Checking0.05%0.05%
Preferred Interest Checking

Balances under $1,500 – 0.05%;

Balances $1,500 or more – 0.15%

Balances under $1,500 – 0.05%;

Balances $1,500 or more – 0.15%

Yes

*Interest rates and Annual Percentage Yield (APY) are subject to change. Fees could reduce earnings. 

Savings Accounts

Start saving! Whatever your goals, we offer competitive rates to get you there.

As of 2/28/2024

ProductAPYInterest RateMinimum Balance
Select Money MarketBalances under $25,000 – 0.05%; Balances $25,000 to $99,999 – 0.20%; Balances of $100,000 or more – 0.40%Balances under $25,000 – 0.05%; Balances $25,000 to $99,999 – 0.20%; Balances of $100,000 or more – 0.40%Yes
Statement SavingsBalances under $25,000 – 0.05%; Balances $25,000 to $49,999- 0.10%; Balances of $50,000 to $99,999- 0.15%;Balances of $100,000 or more- 0.25%Balances under $25,000 – 0.05%; Balances $25,000 to $49,999- 0.10%; Balances of $50,000 to $99,999- 0.15%;Balances of $100,000 or more- 0.25%$100
Health Savings AccountBalances under $25,000 – 0.25%; Balance $25,000 to $49,999- 0.35%; Balances of $50,000 or more 0.50%Balances under $25,000 – 0.25%; Balance $25,000 to $49,999- 0.35%; Balances of $50,000 or more 0.50%;$100
IRA Statement SavingsBalances under $25,000 – 0.05%; Balances $25,000 to $49,999- 0.10%; Balances of $50,000 or $99,999- 0.15%;Balances of $100,000 or more- 0.25%Balances under $25,000 – 0.05%; Balances $25,000 to $49,999- 0.10%; Balances of $50,000 or $99,999- 0.15%;Balances of $100,000 or more- 0.25%$100

*Interest rates and Annual Percentage Yield (APY) are subject to change. Fees could reduce earnings.

Certificates of Deposit Short-Term Accounts

As of 2/28/2024

ProductAPYInterest RateMinimum Balance
3-Month CD3.25%3.21%$500
6-Month CD0.20%0.20%$500
9-Month CD0.25%0.25%$500

*$500.00 Minimum deposit to open. Early withdrawal penalties may apply.

Certificates of Deposit Long-Term Accounts

As of 2/28/2024

ProductAPYInterest RateMinimum Balance
1-Year CD0.25%0.25%$500
18-Month CD**0.30%0.30%$500
2-Year CD0.40%0.40%$500
30-Month CD0.45%0.45%$500
3-Year CD0.50%0.50%$500
4-Year CD0.55%0.55%$500
5-Year CD0.65%0.65%$500

*$500.00 Minimum deposit to open. Early withdrawal penalties may apply.

**Renewal Term is 18 months for the 18 Month CD.

Certificates of Deposit DirectSave*

As of 2/28/2024

ProductAPYInterest RateMinimum Balance
DirectSave0.30%0.30%$25

*$250.00 Minimum deposit to open. Early withdrawal penalties may apply. At least one electronic deposit per month, $25.00 minimum, is required. 

*This account will mature 6 months from the date opened.

Certificates of Deposit Jumbo Investment Accounts*

As of 2/28/2024

TypeAPYInterest RateMinimum Balance
30-Day Jumbo CD0.05%0.05%$100,000
60-Day Jumbo CD0.05%0.05%$100,000
90-Day Jumbo CD0.05%0.05%$100,000
180-Day Jumbo CD0.10%0.10%$100,000
270-Day Jumbo CD0.15%0.15%$100,000
365-Day Jumbo CD0.15%0.15%$100,000

*$100,000.00 Minimum deposit to open. Early withdrawal penalties may apply.

Certificates of Deposit Jump Rate*

As of 2/28/2024

APYInterest RateMinimum Deposit
0.55%0.55%$500

*Interest rates and Annual Percentage Yield (APY) are subject to change. Fees could reduce earnings.