We’re here to help make your savings plans easy and secure. Now is the time to start saving with one of our great Certificate of Deposit rates:

Rate Specials

As of 2/25/2024

TypeInterest RateAPY
Money Market Account*4.50%4.59%
7-Month CD*5.15%5.25%
13-Month CD* 4.91%5.00%
25-Month CD*4.43%4.50%

⁺The promotional Annual Percentage Yield (APY=4.59%) is accurate as of 10/03/23. Minimum balance to open and earn the advertised promotional APY is $10,000. Deposit limited to $1,000,000 per household. The promotional APY is locked for 365 days. After 365 days, the variable interest rate is subject to change and will be determined by the interest rate being offered on the Select Money Market Account or Business Money Market. These interest rates are subject to change without notice. The Select Money Market account tiered interest rates in effect as of 10/03/23 are as follows: .01-$25,000 the APY is 0.05%; $25,000.01-$99,999.99 the APY is 0.20 and $100,000 or more the APY is 0.40%. Business Money Market account tiered interest rates in effect as of 10/03/23 are as follows: .01-$10,000 the APY is 0.05%; $10,000.01-$25,000 the APY is 0.15, 25,000.01-$50,000 the APY is 0.25%; $50,000.01-$100,000 the APY is 0.35; $100,000 or more the APY is 0.45%. If the account is closed before the 365 days, a $50 fee may be assessed. No more than a total of 6 pre-authorized telephone, ACH, check, POS or Internet transactions may be made from this account per month. Fees may reduce earnings on this account. The promotional APY is valid only for new money not currently on deposit with Warsaw Federal. Other fees and restrictions may apply. Contact a branch representative for full details.

*Annual Percentage Yield (APY) is 5.25% for the 7-month certificate of deposit; Annual Percentage Yield (APY) is 5.00% for the 13-month certificate of deposit; Annual Percentage Yield (APY) is 4.50% for the 25-month certificate of deposit and is accurate as of 10/03/2023. At maturity, the 7-month certificate will automatically renew for a term of 6-months, the 13-month certificate will automatically renew for a term of 12-months and the 25-month certificate will automatically renew for 24-months.  Promotional rate is available for new money only. New money is defined as money not currently on deposit with the bank. Funds must remain on deposit for the term of the certificate. A penalty for early withdrawal may apply. Fees could reduce earnings. The minimum to open the certificate of deposit is $1,000. This special is available for a limited time and is subject to change without notice​.