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The song says it’s the most wonderful time of the year, but if money is tight for you, Christmas can make it very difficult to avoid overspending. Although it may seem like a good idea to splurge on that perfect gift, you will end up paying for it later (literally) if you put it on your credit card. Rather than going into credit card debt this year, make a plan and stick to it so you stay within your budget and avoid the stress that comes with debt.
How to Keep Your Christmas Spending Under Control
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