Phil Forbes

Senior Loan Officer
Cell: (513) 374-7133
Fax: (513) 510-5371
NMLS: #4959

About Phil

Phil Forbes joined Warsaw Federal as a senior loan officer in 2023. Phil has close to 30 years of experience in the banking industry. In his current role, he ensures that his customers are given the tools and education they need to reach their financial goals. Phil works with a variety of loan products, including first-time homebuyer loans, business loans and more. He also helps buyers with their purchases of second homes and investment properties. He was recognized for being one of the top .5% of loan originators in the nation from 2019 to 2022. Phil received a Bachelor of Science in real estate from the University of Cincinnati. He is also an active member in his community, serving as the Terrace Park Boy Scouts adult leader.

From the Desk of Phil

15-Year vs 30-Year Mortgages

What makes more sense financially for you, a 15-year fixed-rate mortgage or a 30-year fixed-rate mortgage? Both loan types come with their positives and negatives. So how do you determine…

5 Keys to Borrowing to Build Your Dream Home

When it comes to building your home, the right financing is the real foundation that everything else will be built upon. First Federal Lakewood can help you with this all-important…

5 Tips for Applying for a Mortgage

The process of buying a home can be daunting if you’re a first-time buyer, especially when it comes to acquiring a home loan. Proper preparation can be the key to…