From the Desk of Tom

Are You Ready to Buy a Home?

Ready to test your knowledge on buying a home? You’ll have ten multiple choice questions to answer. Click on each question to reveal the question and multiple choice answers. After…
Learn More – Are You Ready to Buy a Home?

15-Year vs 30-Year Mortgages

What makes more sense financially for you, a 15-year fixed-rate mortgage or a 30-year fixed-rate mortgage? Both loan types come with their positives and negatives. So how do you determine…
Learn More – 15-Year vs 30-Year Mortgages

5 Keys to Borrowing to Build Your Dream Home

When it comes to building your home, the right financing is the real foundation that everything else will be built upon. First Federal Lakewood can help you with this all-important…
Learn More – 5 Keys to Borrowing to Build Your Dream Home

On Mutual MDIs vs. Stock MDIs

When it comes to mutual MDIs, like us, we’re in it for our community two-fold. That means we’re not only reinvesting deposit dollars into our neighborhoods, but we’re also putting the residents first by offering financial services and products that best fit their needs.

Learn More – On Mutual MDIs vs. Stock MDIs

On the Meaning of Mutuality

We all need community, whether that’s your tight knit group of neighbors or greeting familiar faces at your favorite grocery store. That’s what humanity is all about.
Learn More – On the Meaning of Mutuality
“My husband and I recently worked with Tom McHugh for our first mortgage. Tom and his team did an amazing job. We were able to close on our home within 30 days as planned in the contract despite jumping through a few hoops on our end. We had multiple quotes from different lenders, and Tom was able to provide us with a reasonable interest rate for our mortgage. He was very responsive and available whenever you need to contact him. We would highly recommend him and his team to anyone!”
H. P.
“I couldn’t have gotten my construction loan and this dream become reality without Tom. It’s rare to find someone these days who you can trust, and truly lets you know they have your best interest at heart. I will never go anywhere else. I will always be grateful to Tom and his team. They are the best in the business, hands down!”
Jennifer S.
“Tom was great from communication to making sure I got the most value for my money. Service was so good I decided not to shop the rate.”
Travis R.

Additional Resources

Types of Mortgage Loans

Explore our mortgage loan options to find the perfect fit for your home financing needs!

View Loan Types 

Ultimate Homebuying Guide

Download our step-by-step guide on the homebuying process. From making an offer to closing, this guide gives you the information you need to feel comfortable throughout the process. 

Download Now 

Home Ownership Resources

Discover additional resources and guidance on home ownership.

Learn More 

    From the Desk of Jamie

    Are You Ready to Buy a Home?

    Ready to test your knowledge on buying a home? You’ll have ten multiple choice questions to answer. Click on each question to reveal the question and multiple choice answers. After…
    Learn More – Are You Ready to Buy a Home?

    5 Tips for Applying for a Mortgage

    The process of buying a home can be daunting if you’re a first-time buyer, especially when it comes to acquiring a home loan. Proper preparation can be the key to…
    Learn More – 5 Tips for Applying for a Mortgage

    Adjustable Rate Mortgage Analyzer

    Adjustable rate mortgages typically offer home buyers the advantage of having a lower mortgage payment during the initial period of the mortgage. Adjustable rate mortgages are typically offered on a…
    Learn More – Adjustable Rate Mortgage Analyzer

    On Mutual MDIs vs. Stock MDIs

    When it comes to mutual MDIs, like us, we’re in it for our community two-fold. That means we’re not only reinvesting deposit dollars into our neighborhoods, but we’re also putting the residents first by offering financial services and products that best fit their needs.

    Learn More – On Mutual MDIs vs. Stock MDIs

    On the Meaning of Mutuality

    We all need community, whether that’s your tight knit group of neighbors or greeting familiar faces at your favorite grocery store. That’s what humanity is all about.
    Learn More – On the Meaning of Mutuality

    Additional Resources

    Types of Mortgage Loans

    Explore our mortgage loan options to find the perfect fit for your home financing needs!

    View Loan Types 

    Ultimate Homebuying Guide

    Download our step-by-step guide on the homebuying process. From making an offer to closing, this guide gives you the information you need to feel comfortable throughout the process. 

    Download Now 

    Home Ownership Resources

    Discover additional resources and guidance on home ownership.

    Learn More 

      From the Desk of Paul

      15-Year vs 30-Year Mortgages

      What makes more sense financially for you, a 15-year fixed-rate mortgage or a 30-year fixed-rate mortgage? Both loan types come with their positives and negatives. So how do you determine…
      Learn More – 15-Year vs 30-Year Mortgages

      5 Keys to Borrowing to Build Your Dream Home

      When it comes to building your home, the right financing is the real foundation that everything else will be built upon. First Federal Lakewood can help you with this all-important…
      Learn More – 5 Keys to Borrowing to Build Your Dream Home

      Are You Ready to Buy a Home?

      Ready to test your knowledge on buying a home? You’ll have ten multiple choice questions to answer. Click on each question to reveal the question and multiple choice answers. After…
      Learn More – Are You Ready to Buy a Home?

      On Mutual MDIs vs. Stock MDIs

      When it comes to mutual MDIs, like us, we’re in it for our community two-fold. That means we’re not only reinvesting deposit dollars into our neighborhoods, but we’re also putting the residents first by offering financial services and products that best fit their needs.

      Learn More – On Mutual MDIs vs. Stock MDIs

      On the Meaning of Mutuality

      We all need community, whether that’s your tight knit group of neighbors or greeting familiar faces at your favorite grocery store. That’s what humanity is all about.
      Learn More – On the Meaning of Mutuality

      Additional Resources

      Types of Mortgage Loans

      Explore our mortgage loan options to find the perfect fit for your home financing needs!

      View Loan Types 

      Ultimate Homebuying Guide

      Download our step-by-step guide on the homebuying process. From making an offer to closing, this guide gives you the information you need to feel comfortable throughout the process. 

      Download Now 

      Home Ownership Resources

      Discover additional resources and guidance on home ownership.

      Learn More 

        From the Desk of Phil

        15-Year vs 30-Year Mortgages

        What makes more sense financially for you, a 15-year fixed-rate mortgage or a 30-year fixed-rate mortgage? Both loan types come with their positives and negatives. So how do you determine…
        Learn More – 15-Year vs 30-Year Mortgages

        5 Keys to Borrowing to Build Your Dream Home

        When it comes to building your home, the right financing is the real foundation that everything else will be built upon. First Federal Lakewood can help you with this all-important…
        Learn More – 5 Keys to Borrowing to Build Your Dream Home

        5 Tips for Applying for a Mortgage

        The process of buying a home can be daunting if you’re a first-time buyer, especially when it comes to acquiring a home loan. Proper preparation can be the key to…
        Learn More – 5 Tips for Applying for a Mortgage

        On Mutual MDIs vs. Stock MDIs

        When it comes to mutual MDIs, like us, we’re in it for our community two-fold. That means we’re not only reinvesting deposit dollars into our neighborhoods, but we’re also putting the residents first by offering financial services and products that best fit their needs.

        Learn More – On Mutual MDIs vs. Stock MDIs

        On the Meaning of Mutuality

        We all need community, whether that’s your tight knit group of neighbors or greeting familiar faces at your favorite grocery store. That’s what humanity is all about.
        Learn More – On the Meaning of Mutuality
        “You guys are top of the line. Thank you Phil Forbes, you are incredible.”
        Joshua B.

        Additional Resources

        Types of Mortgage Loans

        Explore our mortgage loan options to find the perfect fit for your home financing needs!

        View Loan Types 

        Ultimate Homebuying Guide

        Download our step-by-step guide on the homebuying process. From making an offer to closing, this guide gives you the information you need to feel comfortable throughout the process. 

        Download Now 

        Home Ownership Resources

        Discover additional resources and guidance on home ownership.

        Learn More